I Build Things
That Actually
Work.
15 years. Fintech, logistics, AI agents. I've shipped banking platforms to 15 countries, built AI systems from scratch, and architected 50+ microservices that handle real load. I don't prototype. I ship.
THE EVOLUTION
Started With Android
Joined when the ecosystem was raw and fragmented. Wrote apps on devices with barely any RAM. Learned that solid fundamentals beat clever hacks — every single time.
Mobile EngineeringStarted With Android
Joined when the ecosystem was raw and fragmented. Wrote apps on devices with barely any RAM. Learned that solid fundamentals beat clever hacks — every single time.
Mobile EngineeringAdded iOS
Why stop at one platform? Expanded cross-platform without a team. One engineer, two ecosystems, zero excuses. Doubled the surface area, sharpened the instincts.
Cross-PlatformAdded iOS
Why stop at one platform? Expanded cross-platform without a team. One engineer, two ecosystems, zero excuses. Doubled the surface area, sharpened the instincts.
Cross-PlatformFintech Changed Everything
Built Zoto — Nigeria's #1 payments super-app. Then DBXP — live across 15+ countries. Real money moving through systems I built. Learned what engineering means when it has to work — no exceptions.
Fintech at ScaleFintech Changed Everything
Built Zoto — Nigeria's #1 payments super-app. Then DBXP — live across 15+ countries. Real money moving through systems I built. Learned what engineering means when it has to work — no exceptions.
Fintech at ScaleBuilt a Payment System. Alone.
Complete closed-loop NFC Tap & Pay prepaid system. Hardware integration, backend API, transaction engine, merchant dashboard — every layer, solo. When you're the only one who can fix it, you learn everything.
Full Stack · SoloBuilt a Payment System. Alone.
Complete closed-loop NFC Tap & Pay prepaid system. Hardware integration, backend API, transaction engine, merchant dashboard — every layer, solo. When you're the only one who can fix it, you learn everything.
Full Stack · SoloBecame a Product Engineer
Joined Raaho as the engineering lead. Stopped being handed specs — started writing them. Architected 50+ microservices from scratch, owned product decisions end-to-end, and built the kind of cross-functional culture where engineering and business are the same conversation.
Product + EngineeringBecame a Product Engineer
Joined Raaho as the engineering lead. Stopped being handed specs — started writing them. Architected 50+ microservices from scratch, owned product decisions end-to-end, and built the kind of cross-functional culture where engineering and business are the same conversation.
Product + EngineeringAI Unlocked New Languages
Used AI to learn Go, Python, Java — in production. Didn't study. Shipped. Discovered AI wasn't just a tool — it was a force multiplier for anyone willing to actually use it.
AI-Assisted DevelopmentAI Unlocked New Languages
Used AI to learn Go, Python, Java — in production. Didn't study. Shipped. Discovered AI wasn't just a tool — it was a force multiplier for anyone willing to actually use it.
AI-Assisted DevelopmentWent Deep on Data
CleverTap, Zoho, analytics pipelines. Started making product decisions from real data — not assumptions. Retention curves, funnel drops, cohort analysis — the numbers started telling stories.
Data-Driven ProductWent Deep on Data
CleverTap, Zoho, analytics pipelines. Started making product decisions from real data — not assumptions. Retention curves, funnel drops, cohort analysis — the numbers started telling stories.
Data-Driven ProductBuilt AI Agents
Built Chhotu Bot and Mira Bot on Telegram — automating GitHub, CleverTap, DigitalOcean. 90 minutes of daily work became 3 commands. The future arrived early — I just built it first.
AI EngineeringBuilt AI Agents
Built Chhotu Bot and Mira Bot on Telegram — automating GitHub, CleverTap, DigitalOcean. 90 minutes of daily work became 3 commands. The future arrived early — I just built it first.
AI EngineeringWhat's Next ✦
15 years of building. Now looking for an AI-first company where this entire journey — mobile, fintech, data, AI agents, product thinking — actually matters. Remote. Global. Ambitious.
Open to OpportunitiesWhat's Next ✦
15 years of building. Now looking for an AI-first company where this entire journey — mobile, fintech, data, AI agents, product thinking — actually matters. Remote. Global. Ambitious.
Open to OpportunitiesThings I've Built
Not demos. Not side projects. Production systems.
Chhotu Bot
Telegram AI assistant automating GitHub, CleverTap & DigitalOcean. 90 min of daily dashboard-checking → 3 commands.
NFC Tap & Pay
Complete closed-loop prepaid payment system. Built alone — hardware to merchant dashboard. Sub-300ms taps.
View case study →DBXP Banking Platform
Production digital banking platform. 15+ countries. Real money. Real users. Real scale.
Zoto Super App
Nigeria's #1 payments super-app at Mahindra Comviva. Millions of users. High-stakes fintech at scale.
From The Blog
Real stories from real builds.
Meet Chhotu — My AI Assistant Who Does Whatever I Tell Him To
Kuch karna hai? Chhotu se karwa lo. I built a personal AI assistant on Telegram that handles my GitHub, CleverTap, and DigitalOcean — so I don't have to. Here's the story of how a lazy engineer built himself a very obedient bot.
I Built a Complete Tap & Pay System Alone. Here's What Nobody Tells You.
Most payment systems are built by teams of 20 or more. I built one alone — hardware, backend, dashboard, the whole thing. This is the honest story of what that actually took, and what I'd tell any solo engineer attempting something like it.
NEXT CHAPTER
Got a hard problem
and AI in the mix?
15 years of shipping gives you a certain radar for what's real and what's hype. If you're building something that actually matters — let's talk.